Due to the entry into force on 25 May 2018 of Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation or GDPR), we inform you about the processing of your personal data by us within the website www.pavenow.io .
Information clauses on the processing of personal data within the scope of the activities conducted by Pave Poland sp. z o. o. can be found in the Information clauses tab [link].
The controller of your personal data is Pave Poland sp. z o. o. with its registered office in Warsaw, ul. Chmielna 73, 00-801 Warsaw, entered into the register of entrepreneurs of the National Court Register by the District Court for the capital city of Warsaw in Warsaw, 12th Commercial Division of the National Court Register under the KRS number: 0001031636, NIP 7011141512, with the company's capital paid in full in the amount of PLN 2,2500,000, paid in full.
Contact with the Administrator in matters of protection of processed personal data and the exercise of rights related thereto is possible using the following means of communication:
· email: it.admin@pavenow.io,
· in writing to the registered office address of the Administrator.
The Administrator has appointed a Personal Data Protection Inspector. Contact with the Personal Data Protection Inspector is possible via:
· email: it.admin@pavenow.io,
· in writing to the registered office address of the Administrator.
The Administrator processes personal data of website users for the following purposes:
1. For direct marketing purposes:sending newsletters, offers, general information about the services offered by the Administrator, unless the user has not decided to receive such information.
Legal basis: Art. 6 sec. 1 letter f GDPR – implementation of the legitimate interests ofthe Administrator in the form of direct marketing.Article 6 paragraph 1 letter a of the GDPR – consent of the person.
Data storage period: until you withdraw your consent or object to data processing.
2. For the purpose of contacting the user, managing requests, inquiries, complaints and claims
Legal basis: Art. 6 sec. 1 letter f GDPR –implementation of the legitimate interests of the Administrator, i.e. taking care of the quality of service and image.
Data storage period: until the limitation period for claims expires or an objection to data processing is raised.
3. For the purpose of pursuing or defending against claims.
Legal basis: Art. 6 sec. 1 letter f GDPR –implementation of the legitimate interests of the Administrator, i.e. defense against claims.
Data storage period: until the limitation period for claims expires or an objection to data processing is raised.
4. For the purpose of website administration, monitoring and analyzing website usage, advertising display, marketing.
Legal basis: Art. 6 sec. 1 letter f GDPR – implementation of the legitimate interests of the Administrator, i.e. website management. Article 6 paragraph 1 letter a of the GDPR – consent of the person.
Data storage period: until the limitation period for claims expires or an objection to data processing is filed. Within the scope of the consent granted, until it is withdrawn.
5. For Loan Products only: For the purpose of contact with the administrator for contracts and pre-contractual activities and filling of loan application.
Legal basis: Art. 6 sec. 1 letter f GDPR – implementation of the legitimate interests of the Administrator, i.e. website management. Article 6 paragraph 1 letter a of the GDPR – consent of the person. Performance of a contract or pre-contractual activities – Article 6, paragraph 1, letter b) of the GDPR
Data storage period: until the limitation period for claims expires or an objection to data processing is filed. Within the scope of the consent granted, until it is withdrawn.
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You have the right to object to the processing of personal data to the extent that the Administrator processes personal data on the basis of legitimate interests.
In relation to data processed on the basis of consent, you have the right to withdraw it at any time. Withdrawal of consent does not affect the previous legality of data processing, nor does it affect processing due to the legitimate interest of the Administrator, i.e. any determination, investigation or defense against claims.
Providing personal data is voluntary, but necessary to use certain functions of the website.
In connection with the processing of personal data, there is no automated decision-making, including profiling.
We generally do not transfer data outside the European Economic Area. Where necessary, we apply appropriate safeguards in accordance with the provisions of the GDPR.
As the Administrator, we may transfer personal data to the following categories of entities:
· entities that are authorised to receive personal data under the law;
· entities from the Administrator’s capital group in justified cases;
· entities cooperating with the Controller to the extent necessary to achieve the above-mentioned processing purposes, i.e. law firms; and
· entities entrusted by the Controller with the processing of personal data on behalf of the Controller, which may include: companies providing teleinformatic services, including the website operator, companies providing telecommunication services.
You have the right to request access to this data and to receive a copy, to rectify, delete or limit processing, or to object to data processing. You also have the right to lodge a complaint with the President of the Personal Data Protection Office.
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The website www.pavenow.io uses cookies to enhance user experience, optimize content, and provide services tailored to user needs. In particular, the site uses cookies to identify unique users, analyze their behavior, and display personalized ads. Detailed information on the use of cookies, including third-party cookies, is described below.
The website does not automatically collect any information, except for the data contained in cookies. The website uses cookies to improve user experience, optimize content and provide personalized services.
Cookies are small text files stored on a user's device (e.g. computer, smartphone) by our website's server. The web browser sends these files back to our site on each subsequent visit, allowing us to recognize the user and remember their preferences. Cookies usually contain the name of the website they came from, the time they are stored on the end device and a unique number.
The entity responsible for placing cookies and accessing them is the operator of our website.
In accordance with applicable law, we only place analytical, functional and marketing cookies after obtaining the user's consent, expressed by checking the appropriate box in the cookie message that appears on our website.
The user can block cookies in the browser settings. However, please note that this may affect the operation of necessary cookies, which may result in limited functionality of the website.
Our website uses both our own and third-party cookies. Our own cookies ensure the proper functioning of the website, while third-party cookies can be used for traffic analysis, marketing and content personalization.
More information about cookies and how they work can be found at: http://www.aboutcookies.org/ (in English) and at: http://wszystkoociasteczkach.pl (in Polish).
Cookies are used by our website to adapt its content to user preferences and to optimize the use of the website. In particular, they allow:
· recognizing the user’s device and displaying the page appropriately, tailored to their individual needs;
· creating statistics that help us understand how the website is used, which allows us to improve and optimize it.
The purpose of collecting cookies is not (i) to identify the user, (ii) to track the user and their activities on the Internet, (iii) to create analyses in order to provide the user with profiled advertisements or other unsolicited content.
Our website uses two basic types of cookies: "session cookies" and "persistent cookies". "Session" cookies are temporary files that are stored on the user's end device until the user leaves the website or disables the software (internet browser). "Persistent" cookies are stored on the user's end device for the time specified in the cookie parameters or until the user deletes them.
Our website uses the following types of cookies:
" Necessary " cookies that enable the use of services available on the website, such as authentication cookies, security cookies, such as those used to detect abuses of authentication on the website. These are data and cookies that are essential for the website and its components to function properly, without which the delivery of content would not be possible. These cookies cannot be disabled in our systems. They are usually used in response to actions taken by the user.
" Analytical " cookies allow us to collect information about how a website is used. These cookies collect anonymous information about the behavior of website users. Analytical cookies allow us to understand how users found the website, how they browse and use the website. Analytical cookies also allow us to highlight areas for improvement, such as navigation, shopping experience and marketing campaigns. The data stored by these cookies does not show personal data that can be used to identify a user.
“ Functional ” cookies allow you to “remember” your chosen settings and personalise the user interface, e.g. the language you choose or the region you are from, font size, appearance of the website, etc. The purpose of these cookies is to avoid you having to re-enter your preferences every time you use the website.
" Marketing " cookies that enable us to provide users with advertising content that is more tailored to their interests. These are cookies that are designed to promote services offered on the website. We may use advertisements that appear on other websites and social media.
The cookie message that is displayed on the website contains detailed information about the cookies used and allows you to choose which of them should be used, with the exception of those files that are necessary for the proper functioning of the website. If the user does not consent to our use of cookies, they can make a choice in the message or change their browser settings in an appropriate manner, and also refrain from using our website.
Most web browsers are set to accept cookies automatically. Users have the option to view which cookies have been saved on their device and to change these settings so that cookies are deleted and automatically blocked. However, it should be remembered that if a user blocks the cookies we use, this may have a negative impact on the full and convenient use of our website. This will also prevent us from collecting anonymous information about the use of our website in order to constantly improve the services and its content.
Below are links with information on how to manage cookies in popular browsers:
For Firefox: Cookies
For Google Chrome: Cookies
For Microsoft Edge: Cookies
For Opera browser: Cookies
For Safari browser: Cookies
Please be advised that restrictions on the use of cookies may affect some of the functionalities available on the website.
The pavenow.io website uses various services from external suppliers that enable the proper functioning of the site and the optimization of its operation. Below you will find detailed information about the most important services:
Provider: Google Ireland Limited, registered office: Gordon House, Barrow Street, Dublin 4, Ireland.
Google Analytics is an analytical tool that uses cookies to analyze website traffic and user behavior, which allows the Administrator to optimize the website and adapt the content to the needs of users.
The Google Analytics privacy policy is available at: Privacy Policy: Privacy .
To opt out of being tracked by Google Analytics across all websites you can use the Google Opt-Out tool available at: opt-out.
Provider: Google Ireland Limited, registered office: Gordon House, Barrow Street, Dublin 4, Ireland.
Google reCAPTCHA is a security tool that helps protect the website from abuse and bots. It uses advanced algorithms and cookies to analyze user behavior in order to distinguish people from automated systems. Thanks to this, the Administrator can ensure the security of the website and limit access to unauthorized entities.
Privacy Policy: The Google reCAPTCHA privacy policy can be found at: Privacy .
Opt-out: To limit the operation of Google reCAPTCHA, you can manage the privacy settings on your browser or use cookie management tools.
Provider: HubSpot Ireland Limited, registered office: One Dockland Central, Guild Street, Dublin 1, Ireland.
HubSpot uses cookies to analyze website traffic, monitor user interactions, and personalize marketing content. This tool allows the Administrator to optimize marketing activities and better adapt content to user preferences. HubSpot cookies can be used to track user activity on the website and in email campaigns.
Privacy Policy: HubSpot's privacy policy can be viewed at: Privacy .
You can manage your HubSpot cookie settings in your browser settings or use online tracking blocking tools.
Supplier: Meta Platforms Ireland Limited, registered office: 4 Grand Canal Square, Grand Canal Harbour, Dublin 2, Ireland.
Meta uses cookies to analyze user activity, personalize advertising content, and measure the effectiveness of marketing campaigns. Thanks to them, the Administrator can better adapt ads to user preferences and optimize marketing activities.
Privacy Policy: Detailed information regarding Meta's privacy policy is available at: Privacy .
Opting Out: You can manage your Meta advertising preferences in your Facebook or Instagram account settings and use the cookie blocking tools in your browser.
Supplier: LinkedIn Ireland Unlimited Company, registered office: Wilton Plaza, Wilton Place, Dublin 2, Ireland.
LinkedIn uses cookies to analyze user interactions, deliver personalized advertising, and measure the performance of marketing campaigns. This enables the Administrator to tailor ads more effectively to user interests and improve the overall efficiency of promotional activities.
Privacy Policy: Detailed information about LinkedIn’s privacy practices is available here: Privacy.
Opting Out: You can manage your LinkedIn advertising preferences in your account settings and adjust cookie usage through your browser’s privacy tools.
Provider: TikTok Technology Limited, registered office: 10 Earlsfort Terrace, Dublin, D02 T380, Ireland.
TikTok uses cookies to monitor user interactions, personalize advertising content, and analyze the effectiveness of marketing campaigns. This allows for the display of ads tailored to user preferences both in the TikTok app and on websites.
Privacy Policy: TikTok's privacy policy can be viewed at: Privacy.
Opt-out: You can manage your TikTok ad settings within the TikTok app and configure your cookie settings in your browser.
The site may also use the services of other external suppliers whose cookies are used to optimize the site's performance, analyze traffic, and personalize content and ads. Full information about all cookies and external suppliers can be found in the cookie message displayed on the site, which allows the user to manage their preferences.
Our website uses plug-ins and other social tools provided by social networking sites.
LinkedIn: The website contains LinkedIn plug-ins that are linked to LinkedIn. For this purpose, a code linking to LinkedIn is placed in the relevant sections and pages. The privacy policy of LinkedIn can be found at Privacy .
Facebook: The website contains plugins linked to Facebook. For this purpose, code referring to this service is placed in the appropriate sections and pages. By using the link to the service, the user is taken to Facebook. The privacy policy used by this service can be found at Privacy .
Instagram The website contains plugins related to Instagram that allow you to access this service. These plugins may collect information about your activities on our site. Detailed information on Instagram's privacy policy can be found at Privacy.
If you do not want social media sites to collect data through our website, you should log out of the relevant site before visiting our site and review their privacy policies.
Cookies may contain personal data in certain circumstances. However, as a rule, we do not identify users based on information stored in installed cookies. This information is stored anonymously. However, personal data may be collected and processed in connection with the user's use of the services provided on the website (e.g. to use the contact form). Data contained in cookies may also be considered personal data if it is possible to link them directly or indirectly to a natural person.
We keep this Privacy Policy under review and may change it from time to time (primarily to ensure compliance with law and data protection practices). Updated versions can be obtained at any time via the website www.pavenow.io.
