Streamlined Finance Management for Growing Businesses

SME CFO Suite. Payables and Receivables Simplified.

Financial Management with Seamless Integration

Close Faster.
Focus on Growth.

Faster Account Reconciliation

AI based OCR, no more missing receipts, invoices, or duplication due to manual entry. Set reminders, track payment status: Get paid for your invoices on time.

Pavenow Mobile App Screenshot

SME Lending via Cards

Keep your business momentum going with Cards based SME lending.

Pavenow three credit cards
Account balance graph sample

Effective Cashflow Management

Get insights on where you stand today in one clean cashflow report.

Seamless Accounting & Banking Integration

One click report for accountant or direct push to accounting software. Eliminate duplicate entry. Get one file for batch payments.

Ipad with Pavenow web app design

What They Say About Us

"We are a restaurant group of 12 outlets worldwide, with countless bills, invoices and receipts to manage day. PaveNow has allowed us to streamline our spend management process, with one time entry that’s integrated to our banks globally and accounting system."
Finance Director,
Group of Restaurants
"Until we implemented PaveNow, managing over 3,000 employee claims every month was very challenging. PaveNow has really transformed our business process and reduced our accounting reconciliation process significantly."
CFO,
Cassena Care

Clear and Simple Pricing.
Built to Scale with You.

STARTER

For Entrepreneurs & Small Teams

50 OCR scans per month for up to 5 users

Custom invoice generation with smart reminders

AI-powered receipt digitization for expenses

Management and approval of employee claims

Basic export (CSV and folder only)

Access via the Internet and mobile application

Available add-ons (Accounting exports, Quick payments, Transaction reconciliation)

€ 9.99 /Month

GROWTH

For Growing Teams

150 OCR's per month
up to 10 users

Starter plan plus

Onboarding call for setup

€ 24.99 /Month

EXPERT

For Larger Businesses

1000 OCR's per month
up to 20 users

Growth plan plus

Dedicated account manager

Accounting export included

Quick Payments file included

€ 69.99 /Month

Businesses Struggle with Revenue Collection and Spending Control.

48% of SMEs lose or miss invoices constantly

Directly resulting in loss of revenue.

87% of SMEs are consistently paid late

Disrupting cash flow and limiting opportunities to reinvest revenue.

7h/week wasted on manual reconciliation

Leading to unnecessary costs and potential inaccuracies due to human error.

Transform Your Business. Get Started Today!

Ready to take your business to the next level? Our experts are here to help you innovate, grow, and succeed.

Frequently Asked Questions

How quickly will I receive the loan?

Within 24 hours of approval and you having signed the agreement with us

What documents do I need?

You need the following documents:
1. Only your NIP & basic company details
2. Your historical corporate bank statements.
3. That’s it!

What is the minimum qualification to be eligible?

1. You need to be a registered business under CEIDG or KRS
2. Your business needs to be operational for at least 12 months

Can I use this loan for other expenses?

No, this is strictly for tax/ZUS dues.
We directly transfer the money on your behalf to the tax office