Up to 50 free invoices & OCRs per month, No credit card required.

Streamlined Finance Management for Growing Businesses

SME CFO Suite. Payables and Receivables Simplified.

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Spend Management with Seamless Integration

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Close Faster.
Focus on Growth.

Faster Account Reconciliation

AI based OCR, no more missing receipts, invoices, or duplication due to manual entry. Set reminders, track payment status: Get paid for your invoices on time.

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SME Lending via Cards

Keep your business momentum going with Cards based SME lending.

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Account balance graph sample

Effective Cashflow Management

Get insights on where you stand today in one clean cashflow report.

Seamless Accounting & Banking Integration

One click report for accountant or direct push to accounting software. Eliminate duplicate entry. Get one file for batch payments.

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SME Solutions for Every Stage.

Manage all you global business payments in one, built in spend controls, customized approval work-flows and a lot more.

Proud store owner

For Sole Entrepreneurs

A simple to use invoicing & expense management module for efficiently managing your cashflow

small team collaborating

For Small Businesses

Effortless expense management, allowing you to simplify expense tracking for your teams

Bigger office view with multiple employee

Growing SMEs

Enabling you to oversee your cash flow conveniently from a single location

Clear and Simple Pricing.
Built to Scale with You.

STARTER

For Entrepreneurs & Small Teams

50 OCR's per month
up to 5 users

Custom Invoice Generation with Smart Reminders

AI-powered Receipt Digitization for Expenses

Employee Claim Management and Approvals

Basic Export (CSV and Folder Only)

Access via Web and Mobile App

Add-ons available (Accounting Exports, Fast Payment, Reconciliation
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FREE

GROWTH

For Growing Teams

150 OCR's per month
up to 10 users

Custom Invoice Generation with Smart Reminders

AI-powered Receipt Digitization for Expenses

Employee Claim Management and Approvals

Basic Export (CSV and Folder Only)

Access via Web and Mobile App

Add-ons available (Accounting Exports, Fast Payment, Reconciliation)
‍

PLN 99/ Month

EXPERT

For Larger Businesses

1000 OCR's per month
up to 20 users

Custom Invoice Generation with Smart Reminders

AI-powered Receipt Digitization for Expenses

Employee Claim Management and Approvals

Basic Export (CSV and Folder Only)

Access via Web and Mobile App

Accounting Export Included

Fast Payment file Included

Add-ons available (Reconciliation)

PLN 299/ Month

Businesses Struggle with Revenue Collection and Spending Control.

48% of SMEs lose or miss invoices constantly

Directly resulting in loss of revenue.

87% of SMEs are consistently paid late

Disrupting cash flow and limiting opportunities to reinvest revenue.

7h/week wasted on manual reconciliation

Leading to unnecessary costs and potential inaccuracies due to human error.

Designed for Entrepreneurs, Built by SME Owners.

Business is inherently challenging, that's why Entrepreneurs and SMEs are our heroes. We understand the challenges of managing business finances and administration while trying to grow your business.
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We Understand the Challenge of Building a Business.

PaveNow is built on over 30 years of SME experience, with now a diverse, industry-leading portfolio and a combined annual revenue of US$3.7 billion across North America, Europe, and Asia. In Europe, our ownership of one of the first independent banks in the Baltics and an emerging Banking as a Service (BaaS) platform enable us to offer the best solutions for SMEs.

What They Say About Us

"We are a restaurant group of 12 outlets worldwide, with countless bills, invoices and receipts to manage day. PaveNow has allowed us to streamline our spend management process, with one time entry that’s integrated to our banks globally and accounting system."
Finance Director,
Group of Restaurants
"Until we implemented PaveNow, managing over 3,000 employee claims every month was very challenging. PaveNow has really transformed our business process and reduced our accounting reconciliation process significantly."
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CFO,
Cassena Care

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Frequently Asked Questions

What is PaveNow?

PaveNow is a dedicated SME CFO Suite focused on Spend Management activities, including expense management, bill payments and invoice generation. PaveNow offers seamless integration to your bank and accounting system. Our goal is to eliminate duplication of entry, reduce errors and save time for our SME customers.

Where is PaveNow based?

We’re based in Warsaw, Poland with our Holding company based in London, United Kingdom.

Who is PaveNow?

We are lifelong SME Entrepreneurs ourselves. The Group today has a diversified and substantial holdings in Healthcare, Pharmaceutical, Industrials, Banking, Hospitality, Sports Entertainment, and Technology across the US, Europe and Asia with a combined annual revenue of US$3.7 billion. As part of the portfolio, the Group owns one of the oldest independent banks in the Baltics.

Can this be used on the web and mobile?

Yes, you can use Pave on both your mobile (Android and ioS) and on your Desktop.

Can I speak with an account manager?

Yes, Please email us at sales@pavenow.io

Can I use PaveNow internationally?

Yes. The SME pain point we are addressing is applicable everywhere!